ALKHALIFAH , A. . Understanding IoT Mobile Payment Adoption: An Incorporating the UTAUT Theory with the Trust Acceptance Model. JOURNAL OF ENGINEERING AND COMPUTER SCIENCES, [S. l.], v. 14, n. 2, p. 24–56, 2022. Disponível em: https://jecs.qu.edu.sa/index.php/jec/article/view/2310. Acesso em: 10 may. 2025.